Knowledge Hub

VAT is a type of tax in the UK that is necessary for all businesses that reach a certain level of annual turnover.  According to the ONS, the number of businesses in the UK that pay VAT is 2.725 million – which was a small decrease of 0.1% from March … Read more

Working capital is a financial metric that allows businesses to understand their operational liquidity, or in simple terms, how much cash is actually available to use within the business. As businesses can become tied up in many debts and financial obligations, it can often be difficult to determine how much … Read more

A long-term business loan is a method of funding designed for more established businesses that are looking to grow over a longer period of time. Long-term business loans are often for larger amounts and are secured loans, meaning they will require collateral. For businesses looking for a quicker solution, a … Read more

A finance broker can be a great addition to finding the best loan for your business. If you’re looking for some funding for your business, but don’t know exactly what you’re looking for, or don’t have the time to look, then hiring a finance broker might be the best option … Read more

A short-term business loan is designed to provide quick funding access for businesses. In many cases, businesses will need urgent funding, such as if machinery or a process is faulty, or if there are issues with cashflow. Short-term business loans can fill these gaps and provide support ranging from a … Read more

For small and medium-sized enterprises in the UK, unsecured business loans provide a popular financing option, through their flexibility and lack of collateral requirement. These loans allow businesses to access funds without the need to provide collateral such as property or other assets.  Financing and unsecured loans are a key … Read more